Kita is a climate-focused insurance provider offering specialized carbon insurance products that mitigate delivery and performance risks in the carbon removal market. By insuring the future delivery of durable carbon credits, Kita helps unlock capital for carbon removal suppliers and increases buyer confidence in long-term carbon investments.
Founded in the UK, Kita supports the scaling of high-integrity carbon removal by making risk management a core part of the carbon market infrastructure. It works with project developers, carbon marketplaces, climate buyers, and financial institutions to ensure that carbon credits are secure, measurable, and reliable.
As the voluntary carbon market grows and demand for durable carbon credits rises, Kita fills a critical gap by offering insurance-backed assurance that climate investments will deliver as promised.
Features
Kita provides a suite of carbon insurance products that protect against the financial risks associated with carbon credit delivery and performance.
The primary offering is Carbon Purchase Protection Insurance, which covers the buyer in case the carbon credits they’ve purchased are not delivered on time or at all. This reduces the counterparty risk associated with forward purchases from emerging carbon removal technologies.
Another feature is Carbon Delivery Insurance for Suppliers, which protects project developers against revenue loss due to unforeseen events that prevent them from fulfilling credit delivery commitments.
Kita also offers Custom Insurance Solutions tailored to unique project risks, such as natural disasters, operational failure, or technology underperformance.
All policies are underwritten by regulated insurers and structured to align with carbon accounting standards and climate frameworks.
Kita works closely with carbon registries, MRV (monitoring, reporting, verification) providers, and financial institutions to integrate insurance into the broader carbon market ecosystem.
The platform supports carbon removal technologies such as biochar, enhanced weathering, direct air capture (DAC), and biomass carbon removal and storage (BiCRS), focusing on credits with long-term durability (typically >100 years).
How It Works
Kita operates as a specialized intermediary between carbon credit buyers, sellers, and underwriters to deliver climate-aligned insurance products.
The process begins with a consultation where the buyer or project developer shares key details about the carbon removal project or credit transaction. Kita assesses project risk factors such as technology maturity, delivery timeline, location, supplier track record, and verification methodology.
Using this data, Kita structures an insurance policy that protects the buyer’s financial investment or the supplier’s revenue stream in case of credit underdelivery or project failure.
Policies are underwritten by Kita’s regulated insurance partners, and premiums are priced based on project complexity, risk profile, and duration of coverage.
Once the policy is issued, it remains in place through the carbon delivery period. If a claimable event occurs—such as the failure of a biochar facility to produce enough credits—the policyholder can file a claim and receive compensation for the undelivered carbon.
This insurance approach enables buyers to confidently invest in forward carbon credits and allows suppliers to access financing with reduced perceived risk.
Use Cases
Kita’s carbon insurance products are designed for multiple participants in the carbon removal value chain.
Corporate climate buyers use Kita to de-risk forward carbon credit purchases from early-stage or emerging carbon removal projects. This helps ensure that their net-zero goals are met with verified, durable removals.
Carbon removal suppliers and project developers use Kita to secure insurance coverage that supports capital raising, credit pre-sales, and infrastructure investment.
Carbon marketplaces and brokers integrate Kita’s insurance products into credit listings to increase transparency and buyer confidence.
Financial institutions and impact investors use Kita to enhance the bankability of climate projects, improving access to green finance and reducing exposure to delivery risk.
Insurance brokers and consultants partner with Kita to offer specialized carbon insurance as part of a broader ESG or climate risk advisory service.
Pricing
Kita does not publish fixed pricing, as insurance premiums are tailored based on project-specific risks and financial terms.
Pricing depends on factors such as:
Credit volume and value
Carbon removal technology used
Credit delivery schedule and duration
Supplier reputation and project maturity
Verification and monitoring arrangements
Jurisdiction and legal structure
Premiums are typically calculated as a percentage of the insured value of the carbon credits. Kita works with clients to provide quotes after evaluating the project details during a discovery and underwriting process.
Organizations can request a custom consultation through Kita’s official website to receive a tailored quote.
Strengths
Kita offers a first-of-its-kind solution in the voluntary carbon market, providing the critical risk protection needed to scale durable carbon removal.
Its insurance products help bridge the trust gap between buyers and suppliers, particularly for early-stage projects that require pre-financing.
The company aligns with carbon market best practices, focusing on verified, high-durability removals and supporting MRV integration.
By working with regulated underwriters, Kita ensures financial compliance, contract clarity, and claim security.
The platform enhances credit quality and liquidity, encouraging more buyers to engage in carbon removal markets confidently.
Kita’s expertise in both climate science and insurance ensures fit-for-purpose policies that address real-world project risks.
Drawbacks
Kita’s focus on durable carbon removal only excludes nature-based avoidance or reforestation credits, limiting its application for broader carbon offset portfolios.
As a B2B, tailored service, self-service options are not available, and clients must go through a consultation and underwriting process.
Premium costs may be high for high-risk or unproven technologies, making it less accessible for small suppliers or startups.
Insurance policies are subject to jurisdictional and regulatory constraints, which may limit availability in certain regions.
There is a learning curve for buyers and suppliers unfamiliar with carbon insurance structures, requiring additional advisory support.
Comparison with Other Tools
Unlike carbon offset platforms like Gold Standard, Verra, or Patch, which focus on registry and trading, Kita offers insurance solutions—not marketplaces or verification.
Compared to Carbonfuture or Puro.earth, which provide credit tracking and certification, Kita complements those platforms by managing financial risk, not credit validation.
While some insurers offer environmental risk products, Kita is the only specialist focused entirely on carbon delivery insurance, making it uniquely positioned in the market.
It partners with platforms like Carbonfuture and carbon marketplaces to add an insurance layer to high-durability credits, enabling a more robust and reliable carbon removal economy.
Customer Reviews and Testimonials
Kita is a recognized innovator in the climate finance space, with partnerships and mentions across the voluntary carbon ecosystem.
Early adopters praise the platform for its clarity, credibility, and risk mitigation benefits, especially when engaging in forward carbon credit purchases.
Project developers highlight Kita’s role in helping them unlock pre-financing by reducing counterparty concerns.
Kita is frequently featured in climate-tech accelerators, sustainability forums, and carbon removal events, with support from investors and organizations focused on climate resilience.
Conclusion
Kita fills a vital role in the carbon removal ecosystem by offering tailored insurance products that make carbon credits more trustworthy and financeable. Its focus on durable removals, transparent underwriting, and verified delivery protection enables the climate market to scale responsibly and securely.
By bringing together climate science and insurance innovation, Kita empowers both buyers and suppliers to manage carbon risk more effectively and invest in the net-zero transition with greater confidence.
