EarthScan

EarthScan is a climate risk intelligence platform developed by Climate X, a UK-based climate technology company. The platform empowers organizations to assess, quantify, and manage physical climate risks across their assets, operations, and supply chains.

By combining climate science, data modeling, and AI, EarthScan delivers forward-looking projections of how climate hazards like flooding, extreme heat, wind, and sea-level rise may affect physical locations—now and decades into the future.

EarthScan is used by financial institutions, real estate firms, governments, and enterprises to improve climate resilience, comply with climate disclosure regulations, and integrate sustainability into decision-making.

Features

High-Resolution Risk Analysis
EarthScan models climate risks at 5- to 30-meter spatial resolution, offering granular insights for specific assets and locations rather than broad regional averages.

Multi-Hazard Coverage
The platform assesses exposure to a wide range of physical climate hazards, including:

• Flooding (coastal, fluvial, pluvial)

• Extreme heat

• Drought

• Subsidence

• Windstorms

• Sea-level rise

• Wildfires (coming soon)

Forward-Looking Climate Projections
EarthScan projects climate risks under multiple IPCC-aligned climate scenarios (e.g., SSP1-2.6, SSP5-8.5), helping organizations understand risk across short-, medium-, and long-term horizons (up to 2100).

AI-Powered Modeling
Advanced AI and geospatial analytics power EarthScan’s ability to simulate complex climate impacts with high accuracy and low latency.

Financial Impact Assessment
Translate physical climate risks into monetary values to understand potential damages and financial exposure, helping in risk pricing, insurance, and investment decisions.

Portfolio & Asset-Level View
Users can assess climate risks for entire portfolios or individual assets, enabling scenario analysis, benchmarking, and prioritization of adaptation strategies.

Regulatory Alignment
EarthScan supports compliance with climate disclosure frameworks such as:

• TCFD (Task Force on Climate-related Financial Disclosures)

• ISSB (International Sustainability Standards Board)

• EU CSRD (Corporate Sustainability Reporting Directive)

API and Platform Access
Clients can access EarthScan via a secure SaaS platform or integrate it into internal systems using REST APIs, enabling seamless workflows.

How It Works

1. Data Input
   Users upload property, asset, or infrastructure data—typically geolocations or addresses—into the EarthScan platform.

2. Risk Modeling
   EarthScan applies AI and climate science models to analyze how each location is exposed to various hazards under current and future climate scenarios.

3. Scenario Simulation
   The platform runs projections aligned with IPCC climate scenarios and time horizons (2030, 2050, 2100).

4. Impact Quantification
   EarthScan calculates potential financial losses and operational disruptions based on location-specific climate impacts.

5. Dashboard & Reporting
   All insights are delivered via a web dashboard, with options for downloading custom reports for internal stakeholders, regulators, or ESG disclosures.

6. Continuous Updates
   As climate models evolve, EarthScan updates its data to provide the most accurate and relevant risk projections.

Use Cases

Real Estate & Infrastructure

• Assess physical risks to property portfolios from future climate events.

• Plan new developments to avoid high-risk areas.

• Inform property valuation and insurance pricing.

Financial Services

• Analyze portfolio exposure to climate risk.

• Support TCFD and ISSB-aligned reporting.

• Integrate climate risk into lending and investment decisions.

Corporates & ESG Teams

• Identify climate vulnerabilities in supply chains.

• Quantify Scope 3 climate risk exposure.

• Inform adaptation and mitigation strategies.

Government & Public Sector

• Support urban planning and infrastructure investment.

• Assess risks to public assets and services.

• Guide climate adaptation policy.

Insurance & Reinsurance

• Underwrite policies with forward-looking climate data.

• Model catastrophe risk more accurately.

Pricing
EarthScan offers customized pricing based on organizational needs, asset volume, and required functionality. The platform provides:

• SaaS platform access for businesses and institutions

• API licensing for integration into internal systems

• Professional services for onboarding, analysis, and regulatory support

There is no public pricing listed, as each enterprise engagement is tailored. Interested clients can book a demo and receive a quote via https://www.earth-scan.com.

Strengths

• High-resolution insights for asset-level decision-making

• Multi-hazard, forward-looking risk models aligned with IPCC scenarios

• Science-backed and AI-enhanced for accuracy and speed

• Financial quantification of risk for ROI and budgeting

• Supports regulatory reporting (TCFD, ISSB, CSRD)

• Trusted by major financial and real estate institutions

• Enterprise-ready APIs for scalable integration

Drawbacks

• No free tier or trial, limiting access for smaller users

• Enterprise-focused, less suited to individuals or small NGOs

• Requires quality geolocation data for accurate modeling

• May require training or onboarding for new users unfamiliar with climate risk modeling

• Wildfire modeling in development, so not yet available in full

Comparison with Other Tools

Compared to Jupiter Intelligence
EarthScan and Jupiter both offer climate risk analytics, but EarthScan emphasizes open science, high-resolution modeling, and full integration with financial risk outputs.

Compared to Cervest
Cervest also provides physical climate risk intelligence. However, EarthScan distinguishes itself with a stronger focus on enterprise-scale, regulatory-aligned, and API-driven delivery.

Compared to Climate Risk Toolkits from PwC or Deloitte
Unlike consulting-led toolkits, EarthScan is a tech-first, continuously updated platform, enabling dynamic risk assessment and integration at scale.

Customer Reviews and Testimonials
EarthScan by Climate X is trusted by major financial institutions, real estate developers, asset managers, and government entities.

Clients report:

• Increased confidence in regulatory reporting

• Better investment decisions based on long-term climate exposure

• Proactive risk mitigation planning for infrastructure and property assets

The platform has been featured in Financial Times, Bloomberg, Reuters, and Sifted, and is recognized for combining climate science and fintech innovation.

Conclusion
EarthScan is a powerful climate risk intelligence platform that brings science, AI, and financial modeling together to help organizations make smarter, climate-informed decisions. With high-resolution projections and enterprise-grade tools, it enables companies to quantify risk, report accurately, and act decisively in the face of climate change.

As climate regulation becomes more demanding and physical risks intensify, EarthScan provides a future-proof solution for navigating the complexities of climate adaptation and disclosure.